Coach Wendy's Blog

Saving Money on Your Fitness and Nutrition Products

Here's the deal: You all know that I am an Independent Beachbody Coach, in addition to being a certified personal trainer.  I do this because I love to help people be more and do more.

Because of that, many have you have heard me recommend or talk about different Beachbody products and maybe your interest has been piqued! That's great.

I'm going to share with you something that is going to save you a ton of money.

Are you ready?

Become and Independent Beachbody Coach. Yea, it's that simple!

When you become an Independent Beachbody Coach you save 25% on the products you're already using.  That's the best deal I know of. Regardless of whether you want to try that new workout Body Gospel or Turbo Fire, or you want to get yourself on Shakeology, you're going to save money.

For example, the retail price for Shakeology is about $120.  As a coach, you get it for $89.95.  Order it on home direct (which is automatic shipping every 30 days, and you get free shippning as well).  There's just money to be saved all around!

Whether you become a coach for the discounts or because you want to help people and make some extra money, it's good for your waistline and good for your wallet!

When you're ready to take a leap of faith and become a coach, you can reach me at http://baltimorefitnessandweightloss.com.

You can also order your Shakeology through your own store or from here: Get Your Shakeology.

To find out more about becoming a coach and how this can benefit you, check out the following videos:

The Business of Being a Coach

Why Become a Coach?

Coming Soon: Turbo Fire Challenge

I know a lot of you are fired up (pun intended) for Chalene Johnson's newest workout courtesy of Beachbody, Turbo Fire.

As you may know, it will available for coaches to purchase on June 18th, with public purchase available later.

But I would like to issue a challenge.  The challenge will involve weight loss, inches lost, and cash prizes, so you'll want to get in on this as soon as possible.

I will have details for you by the end of the week, but you will save the most money and get the best head start if you sign up as a coach to get your hands on it before the general public.  The money savings alone is usually about $20 or so between the coach price and the retail price. Why pay more if you don't have to? Think about it.

FYI, the Turbo Fire nutritional guide includes Shakeology recipes, so you'll want to make sure you have yourself on Shakeology Home Direct for free shipping (and again, the 25% discount) and to take full advantage of the nutritional guide for Turbo Fire.  If you order by June 1st (with your order on Home Direct), you'll also be entered into my Summer Shakeology Contest.  After you place the order, contact me to let me know you want to be in the contest.

To pay full price for Turbo Fire, sign up on the list here:

Turbo Fire Full Price List

To get your coach's discount and get your hands on Turbo Fire as soon as it's released, click here:

Yes, I want to join the team and save money!

So, to tide you over until I make the announcement, here are some videos for you to watch.

Be the First to Know

Many of you have heard about the new Body Gospel and Turbo Fire workouts about the hit the streets courtesy of Beachbody.

As an Independent Beachbody Coach, I wanted to give you the opportunity to sign up on a no-obligation list to be notified when both workouts are available for your to purchase.

Head here to sign up on my list:

Body Gospel

Turbo Fire

As I said, there is no obligation to sign up on the list, it is simply to let you know when Turbo Fire and Body Gospel are available to purchase.

I don't have prices for everything yet, but Independent Beachbody Coaches always get to order the newest programs and products first, and we get a 25% discount on everything we order.

What does that mean for you?

If you already enjoy Beachbody products and want to save the most money possible on them, then sign up to be a coach.

If you want to get fit and get paid at the same time while still being able to enter the daily sweepstakes and enjoying the sweet discounts, then sign up to be a coach.

Click on the link below to find out even more benefits and to sign up as a coach:

Yes! I want to join Wendy's team!

P.S. While you're on the website, don't forget to sign up for my Summer Shakeology Contest that begins June 1st with cash prizes!

All the best,

Wendy

New Year, New You?

Ladies and gentlemen welcome to the next chapter in your lives.

Yes, we have started another year and that often means promises, resolutions, and goals.

What about you? What do you have planned for the year?

Start a business?

Lose weight? Get fit?

Be a better steward of your money?

Whatever you decide needs to happen this year, be sure to right it down, give yourself a deadline, be specific, and refer to it on a regular basis.

Getting what you want in life isn't about gimmicks or tricks.  It's about working hard.  It's about living like no one else so that later you can live like no one else (thank you Dave Ramsey for that).  After all, if it's worth having, then it's worth working for.  Okay, I'm done with the cliches, but you know what I mean.

Above all else, make this the year you have some accountability and believe in yourself.

------------>Coach Wendy

Independent Beachbody Coach

http://budurl.com/coachwendy

Push Play.

It's Time to Get Serious!

Need to know more? Contact me via twitter or facebook and we'll chat.

Stores no longer take checks; debit cards replace checks - MSN Money

Stores no longer take checks; debit cards replace checks - MSN Money.

I'll write more about this later, but I think that higher fees for check processing which essentially forces consumers to use their debit cards is crazy.  I prefer to write checks when possible because I know it will make me more accountable in my spending.  Banks and some credit unions make it way too easy to overspend with your debit card.  I guess if all else fails I'll just be the queen of cash and money orders!

What do you think about all of this?

Income Goals

Regardless of whether we have income goals for our employment or for a business, we still need to have goals.  Without goals we will not know if we have succeeded (which is our personal definition of success).

To come up with the best goals, you need to start with your long-term goals and work backward.  That way you can come up with a series of short term goals you can work on each day.

Remember, also, that goals have to be SMART.  For more on SMART goals, check out my article "How to Set SMART Goals" on eHow.com.

Let's take a popular goal, weight loss, and break it down.

Goal, to lose 60 pounds in 10 months.  This is a good start because we have quantified the amount of pounds to lose and the time period in which the pounds must be lost.

Now, we see if this is realistic.  Average safe weight loss is no more than 2 pounds per week.  If weight is lost at that rate with no obstacles along the way, then it will take 30 weeks, or about 7 1/2 months.  But giving the goal 10 months allows for unforeseeable circumstances such as major life changes, illness, and plateaus.  So now we know that the goal has a realistic time frame.

Now let's work backward.  In order to achieve this goal, this person much exercise 5 days per week (3 days of cardio and 2 days of strength training), eat a more balanced diet, and drink more water.  Sounds like a lot, so we break it down.

If the person is new to exercise, then we slowly increase the exercise until the 5 day a week goal is met.  And when it comes to eating better and drinking more water, these habits can be worked one at time.  Working on your goals in this manner increases the chances of success because you have not overwhelmed yourself.

Our measurement of progress would be a weekly weigh-in.

So that's how it would work for weight loss, but you can apply the SMART system to any of your goals.

Remember to write down your goals, long-term and short-term, and read them many times during the day.  By keeping your goals in front of you, you will be constantly reminded of what you are working toward.

Do this for your income goals.  Often that is the one goal that is sort of left up in the air.  Well, no more of that! Let's all get clear about what we are really trying to achieve!

-------------> What are your major long-term goals? Share them in the comment section so that we can support each other!

What is Your Financial Plan B? Part 2

In part one we looked at the basics of a financial Plan B and what the three basic elements are.  If you missed part 1, you can check it out here: What is Your Financial Plan B? Part 1.

Today we will continue with the final part.

Layoffs happen and it is important to have a Plan B which will allow you to continue to make money no matter what is going on around you.  Let’s look at each of the 3 elements.

The Emergency Fund

I do not know of anyone who does not think having an emergency fund is a good idea.  We all know we should have one, but somehow we always get sidetracked with something else and never get around to saving it.  Add to that the debt people are trying to pay off and they feel like they have to make a decision between the paying the debt and saving for emergencies.

Well, saving for emergencies is actually like a cushion against going further into debt.  When you have the money to pay for that car repair or cover that hospital bill, the need for credit goes away.  You can write a check and be done with it (that means keeping your emergency fund in an account that allows check writing privileges). 

How much do you save? That varies by individual circumstance.  If you are single, debt free and employed, you may be just fine with 3-6 months of expenses.  However, if you are married with children and you are not sure about your job situation or work on commission, you might find that having up to one year’s worth of expenses makes more sense.  And as you pay off your debt, you will find that you will have more money to allocate to the building of your emergency fund.  Do not stop everything to save for it.  Build it up over time.  Remember that saving is a habit, not a race.

Passive Income

This is the kind of income you get from an investment, product sales, or affiliate income.  In these cases, you do not have to be present to earn the money.  You do most of the work upfront and then work to maintain what you have done.

Affiliate income is when you have make money by selling someone else’s product and/or services.  This can be online or offline.  The point is that you get a cut of the sale.  The better you are at promoting the product or service, the more money you can make.

Product sales are from being that infopreneur I mentioned earlier.  When you create information products, such as an e-book or audio download, you create the product once and then it can be sold many times over.  To get the most out of this means of income I highly recommend Melanie Jordan’s book as it is very comprehensive and takes you through steps A-Z to get your products out there and starting to make money from them.  Again, the book is available at http://budurl.com/infobook.

Income from a ‘side’ business

This income is different from the passive income in only that you may have a talent or skill that, at some point, requires you to show up, or do ongoing work, to receive some income.

An example of this could be a musician.  You can get paid through product sales from your music and any information products you create, but you can also get paid for your performances.  As a bonus, perhaps at the performance you can sell your products in the back of the room.  Many motivational speakers and trainers do this and can often earn more from those sales than from the actual appearance itself.

Another example would be someone who is good at crafts, woodworking, and things like that.  In this case you would have to put in the work to create the product each time.  But, as with all skills, you can still create information products to sell right along with your one-of-a-kind creations.  The point is not to limit yourself by trading your time for money.  Always have another source of income.

 

While adding a little bit more work to create an additional stream of income might seem like too much right now for some people who feel like they are barely scraping by, I ask, do you have a better plan?  Do you have something to fall back on when times get tough (and they will)? Wouldn’t you rather use some of your free time to create financial security for yourself and your family rather than finding out who is getting kicked off the island this week?

If you don’t have a Plan B for your finances, get one.  You needed it yesterday.  Start slowly and do not overwhelm yourself.  Instead, relish in the fact that your hard work now will produce financial peace and independence in the future.  Now that’s something to look forward to!

Still not sure how to make your Plan B? Share your thoughts and get some advice from other readers!